Is blood pressure a pre-existing condition for travel insurance? (2024)

Is blood pressure a pre-existing condition for travel insurance?

Most travel medical insurance companies consider high blood pressure a pre-existing condition. Other common pre-existing conditions include: Asthma.

Does blood pressure affect travel insurance?

Yes. Your high blood pressure may affect your Travel Insurance policy as most insurers will class you as a higher risk. However, this also depends on your age, other medical history and where you're going.

What is considered a pre-existing condition for travel insurance?

In simple terms, if an issue started before your plan did, it's a pre-existing condition.

Is controlled high blood pressure a pre-existing condition?

' The answer is simple – high blood pressure is classed as a pre-existing medical condition, so you do need to tell your insurance provider when applying for a policy.

Is BP a pre-existing disease?

The pre-existing diseases covered under health insurance policy are high blood pressure, thyroid, diabetes, etc, after a waiting period of 2 years.

Does insurance cover high blood pressure?

Most plans will provide coverage for non-chronic pre-existing conditions. High blood pressure is considered a chronic condition, and hence not all plans include coverage for high blood pressure.

What type of insurance can be denied due to pre-existing conditions?

More specifically: No insurance plan can reject you based on conditions you had before your coverage started. Insurance companies cannot charge you more or subject you to waiting periods based on pre-existing conditions. Insurers cannot refuse to pay for essential health benefits for any pre-existing conditions.

Can I get travel insurance if I have a heart condition?

you can obtain travel insurance, but it will mandatory to purchase coverage for your heart condition; or. your condition won't be covered at all, but you can still purchase travel insurance.

How is pre-existing condition determined?

An illness or injury experienced before enrollment in a health insurance plan may be considered a pre-existing condition. Pre-existing conditions can include health issues such as cancer, diabetes, lupus, depression, acne, pregnancy, or just about any other health condition you can imagine.

Is high blood pressure considered a condition?

High blood pressure is a common condition that affects the body's arteries. It's also called hypertension. If you have high blood pressure, the force of the blood pushing against the artery walls is consistently too high.

Is high blood pressure considered a health condition?

Elevated blood pressure can worsen and develop into long-term high blood pressure as a health condition (hypertension). Hypertension can damage body organs. It increases the risk of heart attacks, heart failure, strokes, aneurysms and kidney failure.

Is high blood pressure a major medical condition?

High blood pressure can damage your health in many ways. It can seriously hurt important organs like your heart, brain, kidneys, and eyes. The good news is that, in most cases, you can manage your blood pressure to lower your risk for serious health problems.

What if pre-existing conditions are not declared?

Not declaring pre-existing medical conditions will not only lead to claim rejection, but the policy will also be considered null and void.

What is preexisting hypertension?

Chronic hypertension (pre-existing hypertension) describes high blood pressure known to predate conception or detected before 20 wk of gestation (8). Chronic hypertension is suspected to complicate 2%–5% of pregnancies(1,9).

Does a pre-existing condition have to be diagnosed?

A pre-existing condition is typically when you have received treatment or diagnosis before you enrolled in a new health plan.

What can throw off a blood pressure test?

For example, having the patient's arm lower than heart level can lead to an error of 4 mm Hg up to 23 mm Hg. Procedure related error might also occur if the patient's legs are crossed at the knees or if talking occurs during BP measurement. A fast cuff deflation rate also can contribute to inaccuracy.

What blood pressure is too high for life insurance?

Most life insurance companies consider any reading higher than 130 over 80 as high blood pressure. This reading falls into the Stage 1 category.

What happens if you fly with high blood pressure?

You can fly safely if your high blood pressure is controlled. Flying with unstable high blood pressure carries certain risks. Flying with a medical escort might help prevent any medical complications on board. In some cases, an airline company may refuse to have you on board because of medical complications.

Will high blood pressure deny life insurance?

The best rates are offered to healthy people because they have a higher life expectancy. Having high blood pressure doesn't automatically make your life insurance premiums higher or disqualify you from life insurance.

How long can an insurer exclude coverage for a pre-existing condition?

A pre-existing condition exclusion can not be longer than 12 months from your enrollment date (18 months for a late enrollee). A pre-existing condition exclusion that is applied to you must be reduced by the prior creditable coverage you have that was not interrupted by a significant break in coverage.

Can insurance companies ask you about pre-existing conditions?

Under health reform, health insurance companies can't make you answer health questions to buy health insurance. They also can't require a pre-existing condition waiting period for claims you submit.

What is the difference between existing and preexisting?

Existing is a certain thing that is present nowadays and can be seen in present time. Preexisting refers to something that has existed a long time ago, and forgotten, and has existed once more in our present time.

Does taking statins affect travel insurance?

People taking statins for high cholesterol could be seen as a higher risk - even if you're fully managing your condition by taking the medication. But if you're taking statins as a precaution and your cholesterol levels have never been raised, then the cost of your policy shouldn't be affected.

Is high cholesterol a heart condition for travel insurance?

Can I get travel insurance with high cholesterol? The short answer is, yes! Although high cholesterol is often seen as a minor condition, it's important to declare it on your travel insurance policy in case of any linked conditions.

What heart conditions stop you from flying?

Patients with a baseline oxygen saturation of 90% or those with moderate HF may require an on-board medical oxygen supply. Those with severe or decompensated congestive heart failure should avoid flying commercially. Patients with implantable cardiac devices may need special attention when flying long distances.