Does travel insurance cover high blood pressure?
Will high blood pressure affect Travel Insurance? Yes. Your high blood pressure may affect your Travel Insurance policy as most insurers will class you as a higher risk. However, this also depends on your age, other medical history and where you're going.
Hypertension travel and holiday insurance
Whilst having high blood pressure is a common condition, you need to declare this to your insurer to make sure you are fully covered for anything that could be directly or indirectly related such as heart conditions or strokes.
In the health insurance world, a pre-existing condition is any injury, sickness or condition that exists before the date an insurance policy takes effect. Examples include asthma, diabetes, anxiety, depression, high blood pressure, high cholesterol and so on.
Most travel medical insurance companies consider high blood pressure a pre-existing condition. Other common pre-existing conditions include: Asthma.
For most people, it is safe to fly with high blood pressure, but it is a good idea to consult a doctor before traveling. A person may have to carry their medication and move around as much as possible during the flight to reduce the risk of blood clotting.
Most life insurance companies consider any reading higher than 130 over 80 as high blood pressure. This reading falls into the Stage 1 category.
Any health condition, injury, ailment or disease diagnosed and treated up to 48 months before buying a new insurance policy is called a pre-existing disease. Such illnesses are usually covered only after a waiting period ranging from one to four years, depending on the product and the insurer.
Most life insurers will offer policies to applicants who admit to having high blood pressure. It's only when the blood pressure is uncontrolled and the readings are too severe will the insurer decline. With this as an industry standard practice it's not common for a death claim to be denied for high blood pressure.
Secondary hypertension is high blood pressure caused by another condition or disease. Conditions that may cause secondary hypertension include kidney disease, adrenal disease, thyroid problems and obstructive sleep apnea.
Elevated blood pressure can worsen and develop into long-term high blood pressure as a health condition (hypertension). Hypertension can damage body organs. It increases the risk of heart attacks, heart failure, strokes, aneurysms and kidney failure.
What underlying condition causes high blood pressure?
- kidney disease.
- diabetes.
- long-term kidney infections.
- sleep apnoea – where the walls of the throat relax and narrow during sleep, interrupting normal breathing.
- glomerulonephritis – damage to the tiny filters inside the kidneys.
- narrowing of the arteries supplying the kidneys.
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either.
- Meditate or focus on deep breathing. Meditation and breathing exercises can help you relax, which slows your heart rate and lowers your blood pressure.
- Reduce your stress levels. ...
- Take a warm bath or shower.
And does dehydration cause high blood pressure? Drinking water can help normalize your blood pressure but doesn't necessarily lower your blood pressure unless you are dehydrated. Because your blood is made up of 90% water, the overall volume will decrease when you are dehydrated.
The top drinks for lowering blood pressure include water, fruit juices (pomegranate, prune, cranberry, cherry), vegetable juice (tomato, raw beet), tea (black, green), and skim milk.
Skip your morning coffee, as it can elevate your blood pressure. Drink water. Drink a glass of water or two before your exam. Drinking water before a blood pressure test can help lower sodium levels but don't overdo it.
Elevated high blood pressure: Any value that ranges between 120/80 and 130/80mm Hg. Hypertensive emergency: 180/120mm Hg and above. If you record these values, you should go to the ER immediately as this is life-threatening.
A hypertensive crisis is a medical emergency that causes your blood pressure to rise above 180/120 rapidly. If your blood pressure gets too high, it can cause damage to your organs and other potentially life-threatening complications.
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For example, applicants might lie about their age, income, weight, medical conditions, family medical history or occupation. It's also relatively common for applicants to lie about their alcohol or drug use.
What are 3 reasons you may be denied from having life insurance?
They can include engaging in risky hobbies and behaviors like skydiving; having a history of DUIs or speeding tickets; having a dangerous job like roofing; having a criminal record or a less than ideal financial history; being a smoker; and failing a drug test.
- severe headaches.
- chest pain.
- dizziness.
- difficulty breathing.
- nausea.
- vomiting.
- blurred vision or other vision changes.
- anxiety.
There is no cure for high blood pressure. But treatment can lower blood pressure that is too high. If it is mild, high blood pressure may sometimes be brought under control by making changes to a healthier lifestyle.
The greatest risk factor for developing secondary hypertension is having a medical condition that can cause high blood pressure, such as kidney, artery, heart or endocrine system problems.
Normal pressure is 120/80 or lower. Your blood pressure is considered high (stage 1) if it reads 130/80. Stage 2 high blood pressure is 140/90 or higher. If you get a blood pressure reading of 180/110 or higher more than once, seek medical treatment right away.
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