Do you have to declare acid reflux on travel insurance?
It's important you declare gastric reflux and any other pre-existing medical condition you may have, when taking out a policy with us.
Is reflux really a pre-existing medical condition? The simple answer is yes. However, with more than 25% of UK adults suffering from some degree of reflux symptoms, it's easy to overlook when taking out travel insurance, especially if you are declaring more serious medical conditions.
Gastroesophageal reflux disease (GERD) is a common condition in which the stomach contents move up into the esophagus. Reflux becomes a disease when it causes frequent or severe symptoms or injury. Reflux may damage the esophagus, pharynx or respiratory tract.
Reflux is often worse at nighttime. Keep your head propped up to avoid worsening symptoms. Bring your own pillows as hotel pillows are often thin. If you're traveling by plane and don't have room in your suitcase for a pillow, ask the hotel for extra pillows and see if they offer fluffier, larger ones instead.
- receiving, or waiting to receive, medical treatment for undiagnosed symptoms.
- travelling against the advice of a medical practitioner.
- travelling to get medical treatment for your condition (medical tourism)
- already diagnosed with a terminal condition.
A pre-existing condition is a medical condition or injury that you've been diagnosed with and are being treated for prior to filling out your travel insurance or health care plan. They typically include things like heart conditions, joint problems and any type of cancer.
- Maintain a healthy weight. ...
- Stop smoking. ...
- Elevate the head of your bed. ...
- Start on your left side. ...
- Don't lie down after a meal. ...
- Eat food slowly and chew thoroughly. ...
- Avoid foods and drinks that trigger reflux. ...
- Avoid tight-fitting clothing.
The feeling of acid reflux is heartburn: a mild burning sensation in the mid-chest, often occurring after meals or when lying down. Gastroesophageal reflux disease (GERD) is a more serious form of acid reflux. In GERD, the backflow of stomach acid occurs chronically and causes damage to the body over time.
Staying adequately hydrated can ensure the proper passing of food through the gastrointestinal system, reducing the frequency of post-meal acid reflux. Regularly taking small sips of water throughout the day may also help clear acid in the esophagus and treat a GERD-related chronic cough.
Baking soda (sodium bicarbonate)
Baking soda can quickly neutralize stomach acid and relieve indigestion, bloating, and gas after eating. For this remedy, add 1/2 teaspoon (tsp) of baking soda to 4 ounces (oz) of warm water and drink. Sodium bicarbonate is generally safe and nontoxic.
What are the restrictions for acid reflux?
Use bricks or wood blocks to raise the head of your bed 6-8 inches. Do not eat/drink: Chocolate, tomatoes, tomato sauces, oranges, pineapple and grapefruit, mint, coffee, alcohol, carbonated beverages, and black pepper. Eat a low-fat diet. Fatty, greasy foods cause your stomach to produce more acid.
You might find you're more likely to get heartburn while away from home. Flying might leave you feeling bloated and gassy.
In some cases, the acid may travel all the way up the esophagus past the upper esophageal sphincter (UES) and damage the structures in the throat.
The insurer can find out details about the health conditions while verifying documents related to the pre-existing disease health insurance claim. Second, even if the claim raised is unrelated to the health conditions that are not disclosed, the insurer can still cancel the policy.
You can get travel insurance for your sleep apnoea* if:
it has been stable for the past 12 months with no hospital visits or changes to your medication in that time; and. there is no planned surgery, treatment or specialist review.
you can obtain travel insurance, but it will mandatory to purchase coverage for your heart condition; or. your condition won't be covered at all, but you can still purchase travel insurance.
Travel insurance can give you extra protection if your holiday doesn't go as planned. This is very important if you are travelling independently because you may find yourself stranded with no way to get home and no rep to help sort out your holiday problem.
Yes. A pre-existing medical condition is any medical issue that you had prior to travelling, and this includes any type of hernia.
High blood pressure is considered to be a 'pre-existing medical condition' by insurers. That means it's an important fact that will directly affect the kind of policy you need, and the chances of you claiming are going to be higher.
Oral pantoprazole is a safe, well tolerated and effective initial and maintenance treatment for patients with nonerosive GERD or erosive esophagitis.
What is the best natural supplement for acid reflux?
- Betaine HCL with pepsin. One cause of heartburn and acid reflux is low stomach acid or hydrochloric acid. ...
- B vitamins. ...
- Iberogast. ...
- Ginger. ...
- Probiotics. ...
- Calcium Carbonate. ...
- Alginates. ...
- Melatonin.
- Stage 1: Mild GERD. Minimal acid reflux occurs once or twice a month. ...
- Stage 2: Moderate GERD. Symptoms are frequent enough to require prescription acid reflux medication, which is typically taken daily. ...
- Stage 3: Severe GERD. ...
- Stage 4: Precancer or cancer.
Herbal teas (chamomile, licorice, and ginger), low fat milk, plant-based milk (oat, flax, or almond milk), smoothies, coconut water, and nonacidic juices (cucumber, carrot, and aloe vera) may help you manage acid reflux symptoms. Remember to opt for unsweetened and noncarbonated drinks.
Worsening GERD symptoms while on PPIs might be due to rebound acid secretion. Rebound acid secretion occurs when your body produces more stomach acid than before treatment. It's thought to occur due to elevations in the hormone gastrin .
- A sour taste in the mouth.
- Regurgitation (when stomach contents back up into the mouth)
- Nausea.
- Burping.
- Bloating.
- Dry cough or throat clearing repeatedly.
- Sore throat, hoarseness or laryngitis.
- Shortness of breath.
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